Loans differ depending on the nature of the collateral, Mr. McPartland says. 麦帕特兰德说,贷款因抵押品性质的不同而有差异。
Also potentially affected are businesses that use real estate as collateral to get new loans; China's banks rely on property holdings as the main collateral securing loans. 同样可能受到影响的还有那些利用房地产当做抵押品来获得新贷款的行业。中国的银行业把房地产作为贷款的重要抵押品。
Grant the loans on pawn and the loans on collateral; 发放抵押贷款和担保贷款;
Peasant 'Micro-credit, are loans provided by rural credit cooperatives based on farmers' reputation. The loans approve amount and the return period and require without collateral and guarantee. 农户小额信贷,是由农村信用社基于农户的信誉,向农户提供的不需抵押和担保的核定额度和归还期限范围内的贷款。